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Pay and get paid faster 

What is Osko by BPAY?

Osko by BPAY is a service built on the New Payments Platform. It allows people to send and receive real-time payments to or from friends, businesses and the government using a BSB and account number or a PayID linked to their bank account. Using Osko by BPAY to pay with your Internet Banking or SCU Pocket Banking App is as fast as cash – without the hassle of cash. Whether you’re paying a tradie, splitting a bill or giving money to family for something urgent – the money will be there in minutes. 

What’s not to love about Osko by BPAY?

  • Faster payments across over 50 institutions – and more to come
  • Available all day, every day – even weekends
  • You can use a PayID to pay and get paid with something simple like a registered mobile, email or ABN. Or you can still use a BSB & account no.
  • It’s backed by BPAY and us, so it’s very secure
  • You can use 280 characters of text to describe who’s getting paid and why
  How to use Osko by BPAY
You'll be able to use Osko by BPAY via SCU's Internet Banking. All you need is a PayID
  What is a PayID?

It’s a smart address for payments, created by linking a bank account to a recognisable and memorable piece of information used in everyday life, such as an email address or mobile number. While the PayID can only link to one bank account at a time, accounts can have more than one PayID. A PayID can be a mobile number, email address, ABN or ‘organisation ID’ such as a company name. A PayID provides greater convenience and peace of mind as a customer no longer has to disclose their BSB and account number to receive payments. Learn more about PayID.

  Osko Terms and Conditions

View our Internet Banking Terms and Conditions (which include BPAY and Osko Payments).

  Want to know more about Osko by PayID or PayID?

Visit osko.com.au or payid.com.au


What does the name Osko by BPAY mean?
BPAY conducted consumer research and went through extensive branding exercises with multiple specialist agencies before deciding on the name Osko by BPAY. The BPAY name is used to support the new brand as it becomes established to share the reliability, trust, and expertise in payments that BPAY has become synonymous with.

How is BPAY different from Osko by BPAY?
BPAY is the easiest way to make bill payments. It’s packed with smart features to make paying bills less complicated, such as bill scheduling. 

Osko by BPAY is an innovative payment service which allows Australians to make and receive faster payments to each other via any participating bank. Rather than waiting hours or days for money from someone, who happens to use a different bank, your money can now be moved in real-time with cleared funds in under a minute. Osko by BPAY could be used when paying at a group dinner, socialising, or even paying a plumber on the spot. Osko by BPAY enables payments to one another more conveniently than ever before. And, with PayID it's easier to remember information like an email address or mobile number to make and receive payments rather than a BSB and Account number. The person’s PayID name will be visible before the payment is made, so you know exactly who you are paying.

Will Osko by BPAY replace BPAY?
Osko by BPAY is a complementary service to BPAY not a replacem, bringing new and alternative ways for Australians to pay. It is a person-to-person payment service. BPAY Payments are a consumer-to-organisation bill payment service.

How secure is Osko by BPAY?
As Osko by BPAY is created through our Internet banking channel it meets all the security demands applied.

We are committed to safeguarding your personal details. As always, you should remain alert to the possibility of scams particularly if you receive unexpected requests via social media, emails, SMS or calls for urgent payments or account information.

Learn about the ways you can protect yourself online—visit scamwatch.gov.au


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