Low rate home loans - SCU More Generous Banking

Low rate home loans - SCU More Generous Banking

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First Home Buyer 40-year term

Variable Interest Rate
3.37% pa1

Comparison Rate
3.42% pa2

What will my repayments be?

  • Affordable 40-year loan term
  • Assistance with applying for the First Home Owner Grant
  • Complimentary Financial Planning assessment
  • Family Support Option 3
  • Redraw Facility4

Why Choose SCU

  • We've been around for over 55 years. We're safe and secure, with a network of 16 branches where you’ll receive a warm welcome from people who are more generous with their time.
  • We’re not like the big banks. We are customer owned and by putting you first, our investment is in you without the conflict of interest between customers and shareholders.
  • We are not behind big banks in terms of facilities. We have Internet Banking, Mobile Banking App, Apple & Google Pay and an Australia-based call centre.
  • Nicole

    Edgewater WA

    SCU helped us secure our first dream home in Perth, Western Australia. Their outstanding customer service, care and guidance made the whole process of us securing our first home a smooth ride. What is even more commendable is that all of this was done from over the east with no problems. Importantly their low interest rates beats the competitors by a huge margin and we have no doubt in saying we will stay with SCU for all our banking and highly recommend SCU to everyone in Australia.

    Nicole securing our first home

  • Jason

    Matraville NSW

    My family have been members of SCU for over a decade. We’re a pretty busy family, so dealing remotely and outside of normal hours which can often be a challenge is never a problem with the team at SCU. In particular, the setup and ongoing management of our complex mortgage loan requirements have been a positive experience via SCU’s highly capable mobile specialists and support team behind the scenes. I have no hesitation in often recommending SCU to friends, colleagues and family.

    Jason complex mortgage loan requirements

  • Greg

    Richmond NSW

    As a long standing member of over 40 years with the SCU they have provided me with outstanding customer service and now that my family are also part of the SCU they have continued to receive the same efficiencies and personalised service that I have experienced over the 40 years. 

    We have no hesitation in recommending the SCU for all their banking facilities, services and friendly staff.

    Greg banking facilities