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A flexible line of credit that allows you to withdraw and repay money whenever you want

Up to 4.60% pa
Variable Interest Rate

  • Access money whenever you need
  • Low, competitive interest rate
  • Complete transaction access
  • Fully flexible repayments
  • Competitive rates & features1

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Home Equity Overdraft
Interest Rates
Purchase interest rate4.60% pa
Cash advance interest rate4.60% pa
Balance transfer rate4.60% pa
Card Features
Interest free days0 
Annual fee$100 
Minimum credit limit$10000 
Minimum Repayments Cash$1 
Minimum repayments %1%
How we compare with Commonwealth Bank
Product NameViridian Line of Credit
Interest Rate on Purchases5.73
Interest Free Days0
Annual Fee$144 
How we compare with St George
Product NamePortfolio Loan
Interest Rate on Purchases5.74
Interest Free Days0
Annual Fee200


1 Request a Home Loan Key Facts Sheet. All applications are subject to SCU normal lending criteria. Fees and charges, terms and conditions apply.


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"We are saving thousands of dollars in interest"

"We are saving thousands of dollars in interest on our home loan. Money that can be better spent on our family"

- Bill Andoniadis