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You deserve the right protection for your investment property and the belongings that you provide for your tenants.

That is why we have selected Allianz Australia Insurance Ltd as our trusted insurance provider. With Allianz Landlord Insurance1 we offer reliable, comprehensive cover ensuring that your property is in safe hands. You have worked hard to establish your investment property and the regular income that it provides. So, in the unlikely event that something should go wrong, Allianz Landlord Insurance gives you the confidence that comes with the knowledge that your investment property is covered.

  Flood Cover

Flood Cover is available for all eligible property addresses. Flood Cover is an option on both Building and Contents in Home insurance and Landlord insurance packages. The cover is designed to protect members against damage to their building and contents in the event of a Flood. Members will have protection for their insured assets up to the value of their sum insured. Please talk to SCU to find out whether you are eligible for Flood Cover.

  Key Features
  • Accidental breakage of glass
  • Earthquake
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning or thunderbolt
  • Malicious acts
  • Riot or civil commotion
  • Storm, rainwater or run-off
  • Theft, burglary or house breaking & entering
  • Tsunami
  • Water or other liquid damage
  Other benefits
  • Automatic indexation of sums insured
  • Contents in open air at the risk address
  • Continuation of cover when you are selling your buildings
  • Fusion of electrical motors
  • Landlord contents2
  • Legal liability - cover for injury to other people or their property
  • Mortgage discharge costs
  • Reinstatement of sum insured after a loss
  • Removal of debris, professional rebuilding fees and extra costs of complying with building regulations
  • Rental costs after an insured event
  • Replacement of locks or cylinders
  • Rainwater tanks and solar water heater
  Optional additional covers
Rent Default
  • Lesser of 15 weeks rent or $10,000 or until payment of rent recommences
    Departure of the tenant from the building without notice – lesser of 6 weeks rent or $10,000 or until rent payments recommence
    Death of a sole tenant – lesser of 6 weeks rent or $10,000, or until another tenant takes up residence in the building
    Tenant hardship – lesser of 6 weeks rent or $10,000, or until another tenant takes up residence in the building
Theft By Tennant
  • Covered up to the building and/or contents sum insured
Strata title mortgage protection2
Landlord Workers' Compensation3
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The above information is only a summary of the cover provided by the policy. We strongly recommend that you carefully read the relevant Product Disclosure Statement and Policy Document (PDS) and Flood Supplementary PDS (where applicable) for detailed information about our Landlord Insurance cover.



1. These features are subject to terms, conditions and exclusions. Please refer to the relevant Product Disclosure Statement (PDS) for details of the cover provided for each feature.
2. This cover only applies if the building is part of a strata title development.
3. Landlord Workers’ Compensation is only available in ACT, TAS and WA.
Sydney Credit Union Limited ABN 93 087 650 726 AFSL 236476 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from scu.net.au. If you purchase this insurance, we receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.


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