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A Credit Card with a 5 Star Canstar Rating

Year after year, our Low Rate Visa Credit Card remains one of the best Credit Cards for value, sweeping up numerous awards including the 2016 & 2015 Gold Mozo Experts Choice Award and most notably receiving its 5 star Canstar rating for Outstanding Value Credit Card. Our superstar Low Rate Credit Card has also appeared on Channel 7's Sunrise as one of the Top 5 Credit Cards for Value

10.49% pa
Variable Interest Rate

  • Low interest rate
  • Fee-free balance transfers
  • No application fee
  • Up to 55 days interest free on purchases
  • Accepted at over 24 million locations worldwide
  • payWave enabled
  • Access to Visa Entertainment
  • Verfied by Visa

Apply Ask SCU

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Low Rate VISA Credit Card
Interest Rates
Purchase interest rate10.49% pa
Cash advance interest rate10.49% pa
Balance transfer rate10.49% pa
Card Features
Application Fee$0 
Interest chargesCalculated daily, charged monthly
Selection of own PINYes 1
Interest free days55 
Annual fee$30 
Minimum credit limit$1000 
Minimum Repayments Cash$20 
Minimum repayments %2.5%
How we compare with Commonwealth Bank
Product NameLow Rate Credit Card
Interest Rate on Purchases13.492
Interest Free Days552
Annual Fee$59 2
How we compare with St George
Product NameVertigo Low Rate Credit Card
Interest Rate on Purchases13.242
Interest Free Days552
Annual Fee552


1 Please call 13 61 91 to check which branch location has a PIN change facility.

2 Information correct as at 23 August 2016

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